Thrivent Financial Fitness Club support group

Tools and Calculators
Need to make some dollars and cents out of money management? Check the list below to see if there’s an online calculator that can do the math for you.

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All tools and Calculators (39)
Auto (4)	Insurance (2)
Budgeting & Family Finance (3)	Retirement (7)
Credit (7)	Saving (6)
Home Mortgage (5)	Spending (2)

Auto		Top of page
Auto loans	Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price.
Auto loan early payoff	Find out how much interest you can save by increasing your monthly auto loan payment.
Dealer vs. credit union financing	Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Auto rebate vs. low-interest financing	Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.


Budgeting & Family Finance		Top of page
Home budgeting	Analyze your budget, see where your money goes and find out where you can improve! Learn more about your money management style.
Should a spouse work	This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
Student Budget calculator	This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.


Credit		Top of page
Rolldown your credit card debt	The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
How much do I owe?	Use this calculator as a starting point for your debt management plan.
Credit Card payoff	Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Line of credit payoff	Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.
Loan comparison calculator	Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
Credit card minimum payment calculator	Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
Credit assessment	How is your credit? Use this calculator for a quick assessment!


Home Mortgage		Top of page
Rent vs. buy	Are you better off buying your home, or should you continue to rent?
Maximum mortgage	Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
Mortgage comparison 15 vs. 30 years	Use this calculator to compare these two mortgage terms, and let the calculator help you decide which term is better for you.
Mortgage payoff	Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly payments for existing mortgage	Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.


Insurance		Top of page
Disability insurance calculator	Use this calculator to determine your disability insurance needs.
Life insurance calculator	Use this calculator to determine how much life insurance you may need.


Retirement		Top of page
401K savings	A 401(k) can be a useful tool for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you may be interested in.
Retirement planner	Quickly determine if your retirement plan is on track - and learn how to keep it there.
How important is Social Security?	Use this calculator to determine how losing this important retirement asset could affect you.
Retirement contribution effects on your paycheck	Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Roth vs traditional IRA	Use this calculator to determine which IRA may be right for you.
Roth IRA conversion	This calculator will show the advantage, if any, of converting your IRA to a Roth.
Social Security benefits	Use this calculator to estimate your Social Security benefits.


Saving		Top of page
Emergency savings calculator	This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Compounding and your return	This calculator demonstrates how compounding can affect your savings.
Compare saving rates	Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Savings calculator	Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you!
Savings for goal	What will it take to reach your savings goal? This financial calculator helps you find out.
Don't delay your savings!	Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.


Spending		Top of page
Benefits of spending less	Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Lunch savings	Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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